1 thought on “Can gold jewelry without invoices be sold?”

  1. OK.
    The "portal" restrictions that commercial banks repurchased in the past only recognized "their own brand" restrictions will be broken. In the future, the gold and gold purchased by citizens from various channels can achieve fast "realization". ICBC recently launched the precious metal sales repurchase center. The center of repurchase of the center has expanded from the original ICBC brand investment gold bars to all gold products (that is, 99%of gold) and above. All the flowing links of investment to realization. Some people from the ICBC precious metal sales repurchase center said that the repurchase center only repurchased the gold of 99%and above. Gold products that can be repurchased include gold products of ICBC brand, gold products sold by ICBC, and investment gold products issued by other commercial banks and gold enterprises, as well as gold products such as jewelry, ornaments, ornaments. However, the reporter also noticed that when the center repurchased, there was a significant difference in the repurchase fees of Gold products and non -ICC brands of ICBC. Among them, the fees for repurchase of gold products sold by ICBC are 3 yuan per gram, and non -ICBC brand products need to charge a repurchase business fee of 10 yuan per gram. When the gold store, commercial banks, and pawn banks are usually charged at 2-3 yuan/gram when they repurchase gold. Even so, Mr. Zhang, a citizen, still interested in this repurchase. "The old gold jewelry at home wants to take a shot, but I found that I couldn't find the original purchase invoice. Golden shops and pawn banks did not receive it." In recent years, gold investment has become more and more hot. Essence However, the problem of narrow gold repurchase channels and difficulty in realizing difficulties have also been difficult to live in many investors. According to a reporter's survey, the physical gold sold by the general gold store can be repurchased directly in the same store, but investors must hold sales invoices and gold bars to the original purchase location for realization; pawn banks need customers to provide identity proof and source of objects; Commercial banks usually only repurchase the gold bars sold by the Bank, and the purchase of vouchers, bills and other information must be complete. Some banks only repurchase the gold bars that the bank kept on behalf of the bank, and the gold bars that the customers have extracted will not be repurchased. There are also some banks who are not repurchased to obviously damaged gold bars. As for the repurchase handling fee, the gold store, commercial banks, and pawn banks are basically the same. Generally, the standard gold price deducts 2-3 yuan/gram. In reality, due to the long time or poor custody, many citizens who need to realize gold cannot find the purchase invoice at that time, and can only go to the "lending wild shop" on the roadside. Lu Suiqi, deputy director of the China Financial Research Center of Peking University, said that citizens selling gold in individual gold shops is usually "slaughtered". Some gold shops will deduct customers at the recycling weight, and the pricing is also very casual. Relevant sources of ICBC Beijing Branch said that because the repurchase area of ​​the precious metal sales and repurchase center is equipped with professional testing equipment and personnel, even if the relevant certificates such as the voucher, small ticket, product certificate and other related certificates when the customer purchase Essence Therefore, the cost of detection is high, and the repurchase fee also increases accordingly. After the gold products pass the test, the customer's repurchase funds will be received in real time. Investors need to note that products such as gold jewelry can only be tested by destructive detection methods. Once the gold is insufficient, customers can only recover the melted gold products and cannot restore the shape before the inspection. "The person said. Lu Suiqi said that the current liquidity of the gold market is too small, and the transaction fee is too high. . With the continuous joining of competitors, the repurchase fees received by banks when they repurchase their own brand's gold or gold bars are also expected to decline.

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